Author: Press Room

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The interest rate on a 30-year fixed-rate mortgage is 7.125% as of May 30, which is 0.135 percentage points higher than yesterday. Additionally, the interest rate on a 15-year fixed-rate mortgage is 6.375%, which is 0.250 percentage points higher than yesterday.  With mortgage rates changing daily, it’s a good idea to…

Student loan debt is a hot topic this election season. As the battle for and against debt forgiveness rages on, many borrowers are being vocal about their opinions on forgiveness. Less than a third of the American public currently approves of how student loan debt is being handled by the Biden Administration, a poll from the University of Chicago showed.  Many adults do believe forgiveness is necessary in certain circumstances, however. In those instances, borrowers along all party lines support the Biden Administration’s efforts to reduce student loan debt.”In recent years, more than a million borrowers who were defrauded by…

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Candel Therapeutics, Inc. (NASDAQ:CADL) is a clinical-stage biopharmaceutical company developing biological immunotherapies for several types of cancer. CADL’s treatments combine anti-tumor elements with immune-stimulatory components, improving the immune system’s targeting of malignant cells. CADL uses proprietary technology to target and destroy cancer cells while stimulating an immune response. The company’s enLIGHTEN Discovery platform leverages herpes simplex viruses [HSV] to create new multimodal immunotherapy candidates for solid tumors rapidly. This means CADL also integrates artificial intelligence-driven cytotoxic components with programmable vectors. Its pipeline comprises CAN-2409 and CAN-3110, yielding promising trial results to date. Unfortunately, valuation and financial constraints supersede my optimism…

Unlock the US Election Countdown newsletter for freeThe stories that matter on money and politics in the race for the White HousePanama’s new president has pledged to halt illegal immigration through the notorious Darién Gap and work with the US government as it seeks to limit arrivals at its southern border ahead of its presidential election.José Raúl Mulino, the right-wing leader who won the May vote, said in his inauguration speech on Monday that the country could no longer pay the economic and social costs associated with migration.“Panama will no longer be a transit country for illegals,” he said, adding…

It takes a lot of money to be financially secure in old age. Federal Reserve data suggests that to be financially secure in retirement, people will likely need more than $500,000 in savings. In assessing how retirees are faring, it is important to go beyond simply asking people how they are feeling about their situation and look under the hood at objective measures of well-being. The Federal Reserve’s Survey of Household Economics and Decisionmaking (SHED) is designed to capture various aspects of people’s financial security. The SHED asks people how they feel about their financial situation and large numbers of…

Home prices continued to increase in March, reaching a new high despite homebuyers shying away from housing, according to the latest S&P CoreLogic Case-Shiller national home price index report. Home prices are now 6.5% above their level last year, on par with the increase registered in February. The 10-city composite increased 8.2% annually from 8.1% the previous month. At the same time, the 20-city composite posted a rise of 7.4%, up from 7.3% the previous month. The indices measure home prices in major metros across the country.Across the nation, home prices increased 0.3% month-over-month, slowing down from the 0.6% growth…

A federal judge said Friday that card issuers Visa and Mastercard could likely withstand a “substantially greater” settlement with merchants who argued they overpaid swipe fees than the proposed $30 billion settlement she rejected last week. U.S. District Judge Margo Brodie of the Eastern District of New York provided that assessment in an 88-page opinion she released Friday, just three days after she rejected the preliminary $30 billion settlement.The agreement would have lowered and capped swipe fees, also known as interchange fees, that are paid by over 12 million merchants to handle Visa and Mastercard transactions. The judge called the…

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