Author: Press Room
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The median interest rate on a 30-year fixed-rate mortgage is 6.375% as of August 14, which is 0.115 percentage points lower than yesterday. Additionally, the median interest rate on a 15-year fixed-rate mortgage is 5.625%, which is unchanged from yesterday. Analysts are hopeful that lower interest rates are on the horizon.…
I’m from Loma Linda, California, a small city known as the only Blue Zone in America. Studies have shown that residents live up to around a decade longer than the rest of the United States. Today, much of my work is informed by my upbringing, and the strong emphasis my community in Loma Linda put on on health and nutrition.Based on principles of longevity and research from Blue Zones, I encourage my clients to focus on balanced nutrition, regular joyful movement, developing healthy coping mechanisms for stress management and adequate sleep. My ultimate goal is to encourage my clients to pay attention…
In 2004, Sabrina Finch returned to school to become a nurse.Her mother, Rebecca, was excited for Sabrina, then in her early 30s, to finally have a career. She’d watched for years as Sabrina struggled to get by working low-wage jobs, including in fast-food restaurants and factories.As a result, when Sabrina took out a private student loan from Navient in 2007 to complete her nursing degree, Rebecca was happy to be the co-signer on the loan.Both women have come to regret that decision.Sabrina, who is now 53 and lives in Vinton, Virginia, said her life took many difficult turns in the…
Aria Liu, 17, regularly posts shopping haul videos to her YouTube channel, which has 300,000 subscribers. She films her sprees by displaying a live feed of her laptop screen as she buys up to thousand-dollar shopping carts of clothes and makeup. “I shop so much more online,” she told CNN. “I don’t know what it is, but when I’m shopping online, money doesn’t feel real.” Liu’s not alone. Shopping hauls have existed for years, if not decades. But experts say the potent mix of products featured ubiquitously on social media feeds and popping up as algorithm-boosted recommendations; Buy Now, Pay…
LENZ Therapeutics, Inc. (NASDAQ:LENZ) Q2 2024 Earnings Conference Call August 14, 2024 4:30 PM ET Company Participants Dan Chevallard – CFOEef Schimmelpennink – President & CEOShawn Olsson – Chief Commercial OfficerMarc Odrich – Chief Medical Officer Conference Call Participants Pavan Patel – Bank of AmericaYigal Nochomovitz – CitigroupJoseph Catanzaro – Piper SandlerMarc Goodman – LeerinkLachlan Hanbury-Brown – William BlairMatthew Caufield – H. C. Wainwright Operator Good afternoon, ladies and gentlemen, and welcome to the LENZ Therapeutics Second Quarter 2024 Conference Call. At this time, all participants are in a listen-only mode. Following prepared remarks from management, we will conduct a…
Stay informed with free updatesSimply sign up to the Media myFT Digest — delivered directly to your inbox.A US judge has temporarily blocked the launch of a sports streaming service formed by Disney’s ESPN, Warner Bros and Fox, finding that it was likely to “substantially lessen competition” in the market. The service, dubbed Venu, was expected to launch later this year. But FuboTV, a sports-focused streaming platform, filed an antitrust suit in February to block it, arguing its business would “suffer irreparable harm” as a result.On Friday, US District Judge Margaret Garnett in New York granted an injunction to halt the launch of the service while…
The first presidential debate of 2024 upended the race for the White House, effectively terminated the reelection aspirations of President Joe Biden and perhaps forever altered the direction of the country. With so much potentially at risk at next month’s debate – which will be the first time former President Donald Trump and Vice President Kamala Harris encounter each other at close range – the planning for the high-stakes showdown has already begun. Harris held her first formal debate training session earlier this week at Howard University, the historically Black college in Washington, DC, she attended nearly four decades ago, and she is working closely with a seasoned Trump stand-in. Trump, meanwhile,…
Retirees with more guaranteed lifetime income spend more in retirement and do so without worrying about running out of money. The additional spending is meaningful, according to researchers David Blanchett and Michael Finke, who recently updated research they produced in 2021. Retirees who receive steady income from Social Security, pensions, and annuities spend about twice as much as retirees who have the same amount of savings positioned in the investment markets. The researchers found that most people think differently about guaranteed income than they do about money in savings and investments. About 60% of retirees surveyed said they’re more comfortable…
Mortgage rates moved up a bit this week but are still at the lowest point they have been in more than a year. Freddie Mac’s latest Primary Mortgage Market Survey, released Thursday, showed that the average rate on the benchmark 30-year fixed mortgage edged up to 6.49% this week from 6.47% last week. The average rate on a 30-year loan was 7.09% a year ago. “While rates increased slightly this week, they remain more than half a percent lower than the same time last year,” said Sam Khater, Freddie Mac’s chief economist. “In 2023, the 30-year fixed-rate mortgage nearly hit 8…
President Joe Biden’s administration has asked the Supreme Court to lift a block on the Saving on a Valuable Education (SAVE) plan, which is designed to ease the burden of student loan debt for millions of borrowers. Biden introduced SAVE after the Supreme Court struck down Biden’s student loan forgiveness plan. The White House said that the SAVE plan could lower borrowers’ monthly payments to zero dollars, reduce monthly costs in half and save those who make payments at least $1,000 yearly. Additionally, borrowers with an original balance of $12,000 or less will receive forgiveness of any remaining balance after…
