Author: Press Room
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The interest rate on a 30-year fixed-rate mortgage is 6.875% as of June 5, which is unchanged from yesterday. Additionally, the interest rate on a 15-year fixed-rate mortgage is 5.990%, which is 0.135 percentage points lower than yesterday. With mortgage rates changing daily, it’s a good idea to check today’s rate…
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Introduction As mentioned in some of my previous articles, I’m trying to add some duration to my fixed income portfolio. Preferred shares are an important part of my income-focused portfolio, but I am keeping close tabs on the financial performance of the issuers on a quarterly basis, just to make sure I can take action if/when there’s a need to fine-tune my positions. My objective is to review these investments on a quarterly basis, which is even more important for the non-cumulative preferred shares (where preferred dividends can be skipped). Although that’s not a major concern of mine, as the…
Donald Trump warned that Christianity in America would be left “in tatters” if Joe Biden were re-elected for a second term as he called on Saturday for evangelicals to vote for him in record numbers. Speaking at a conference of influential evangelical leaders in Washington, the Republican former president accused the “radical left” of “silencing” Christians, endorsed the display of the Ten Commandments in public schools and at one point said he had “wounds” all over his body from political persecution. “If I took this shirt off, you would see a beautiful, beautiful person. But you would see wounds all…
This article is for those individuals who are single and have never been married. Most articles written about Social Security claiming strategies address the analysis for a married couple. This is simply because planning for married couples revolves around these 3 criteria: Maximize the high earner Social Security benefit. Coordinate the benefits between the spouses. Maximize the Social Security survivor benefit. If you are currently single and have been married, you will follow the criteria above. For those who have never been married, items #2 and #3 do not apply, so your planning strategy is different. Your planning is different…
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The interest rate on a 30-year fixed-rate mortgage is 6.625% as of June 6, which is 0.250 percentage points lower than yesterday. Additionally, the interest rate on a 15-year fixed-rate mortgage is 5.990%, which is unchanged from yesterday. With mortgage rates changing daily, it’s a good idea to check today’s rate…
Watch full video on YouTube
Watch full video on YouTube
Investment Thesis We already know memory chip manufacturer Micron Technology, Inc. (NASDAQ:MU) is benefiting from the AI enterprise wave. With more enterprises increasingly deploying AI in their operations and services, the company is taking advantage of the growing need for high-performance memory technology. Their latest financial forecasts reflect a significant uptick in demand, with revenue projections for the financial 3Q 2024 marked between $6.4 billion and $6.8 billion, higher than the anticipated $5.99 billion. Powering this, Micron released their HBM3E products to respond to the high-bandwidth memory (HBM) market demand, which requires rapid data processing capabilities to handle complex algorithms…
