Author: Press Room

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The interest rate on a 30-year fixed-rate mortgage is 6.625% as of July 25, which is unchanged from yesterday. Additionally, the interest rate on a 15-year fixed-rate mortgage is 5.990%, which is also unchanged from yesterday. With mortgage rates changing daily, it’s a good idea to check today’s rate before applying…

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Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. During the week of July 15, 2024, average private student loan rates increased for borrowers with credit scores of 720 or higher who used the Credible marketplace to take out 10-year fixed-rate loans and 5-year variable-rate loans. 10-year fixed rate: 7.62%, up from 7.29% the week before, +0.335-year variable rate: 11.74%,…

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Sen. JD Vance, the running mate of former President Donald Trump, on Friday defended his comments accusing key Democrats — including Vice President Kamala Harris — of being miserable “childless cat ladies” who want to “make the rest of the country miserable too,. anti-family and anti-kids.Vance has been under fire for days after the “cat ladies” remark resurfaced online following the Ohio Republican’s nomination as the party’s vice presidential candidate. But his decision on Friday to double down on the comments, rather than to apologize or to say his views have changed, means the Trump campaign can expect the critiques…

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Fears that OpenAI’s new search engine will challenge Google’s dominance in the near term are exaggerated, especially because Alphabet is already playing offense by integrating generative AI tools into its own platform. ChatGPT creator OpenAI on Thursday announced a prototype of its search engine, SearchGPT, in an effort to directly compete with Google Search. The Microsoft -backed AI startup said SearchGPT will generate quick responses to user queries that include relevant sources from the web. Users will be able to ask follow-up questions to add more context with each query. OpenAI said the prototype is currently available to a small…

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A court case could soon settle a spicy dispute: Who invented Flamin’ Hot Cheetos? A former PepsiCo executive is suing the company, saying it destroyed his career after questioning his claim that he invented the popular flavor of Cheetos snacks. PepsiCo said Thursday it has no comment on the lawsuit, which was filed July 18 in California Superior Court. According to his lawsuit, Richard Montañez began working for PepsiCo as a janitor at its Frito-Lay plant in Ranch Cucamonga, California, in 1977. Montañez was the son of a Mexican immigrant and grew up in a migrant labor camp. One day, a machine in…

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CVB Financial Corp. (NASDAQ:CVBF) Q2 2024 Earnings Conference Call July 25, 2024 10:30 AM ET Company Participants David A. Brager – President and Chief Executive OfficerAllen Nicholson – Executive Vice President and Chief Financial Officer Conference Call Participants Matthew Clark – Piper SandlerAndrew Terrell – StephensKelly Motta – KBWAhmad Hasan – D. A. DavidsonDavid Feaster – Raymond James Operator Good morning, ladies and gentlemen, and welcome to the Second Quarter of 2024 CVB Financial Corporation and its subsidiary Citizens Business Bank Earnings Conference Call. My name is Sherry, and I’m your operator for today. At this time, all participants are…

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Wall Street suffered a third day of declines on Thursday after better than expected US growth figures failed to entirely cushion it from heavy sell-offs for chip stocks in Europe and Asia.In a volatile session, the Nasdaq Composite swung between early losses of 1.8 per cent and subsequent gains of 1 per cent before closing down 0.9 per cent. On Wednesday the tech-heavy index suffered its worst day in 18 months, dropping 3.6 per cent.The rollercoaster performance came after the US economy expanded at a 2.8 per cent annualised rate in the second quarter, beating forecasts and allaying concerns about…

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Darrell Ann Murphy is relieved, grateful and newly hopeful Democrats can win Pennsylvania and the White House. But she is also still upset, a little mad even. “Wow, we’re losing Joe Biden,” said Murphy, 83, a retiree who keeps busy teaching the Chinese tile game Mahjong to fellow seniors. “Joe was us. He was every one of us. He cared so much about the middle class and everyone else of course.” We revisited Murphy this week at her Easton home, and she assembled the same group for a Mahjong game as she did when we first stopped by five months…

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How do you know it’s time to say, “I am retiring”? Most people don’t get to choose, but for those who do, it may be one of the most consequential decisions we ever make. Being able to say goodbye means two rare things come together like in a Venn diagram. You need to have enough money to retire (about 38% of people approaching their mid-60s) and a job you like and that likes you back, without age discrimination or physical and mental limitations. The intersection is only about 11% of people in their mid-60s have enough money to retire and…

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