You’ve likely received a text message from an unknown sender who claims to have been texting someone else, but communicates with you after you respond. Others start with an innocent “Hi,” or “What are you doing?” Once a conversation gets going, they may send a photo of themselves (they are almost always beautiful).

Most often, these are scammers looking to take whatever they can from you. Their goal is to build a relationship with you and then coax you into giving them money and personal financial information. But before…

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